DAK Fit & Travel

Advantages of Fit & Travel at a glance

• health allowance, e.g. for the gym, a smartwatch or professional dental cleaning
• travel vaccinations
• international travel health insurance
• treatment by a head physician and accommodation in a single or double room in hospital - following an accident
• we pay the premium as part of the optional tariff

What does Fit & Travel cost?

Up to the age of 40, we will pay the €120 premium for Fit & Travel supplementary insurance under the optional tariff - all the benefits described above are virtually free of charge for you. The only condition is that you remain a member of DAK-Gesundheit for the next 3 years.

The only, but very unlikely, exception: if, for example, you need longer-term rehabilitation after a hospital stay, you will have to pay a deductible of max. 180 euros per year.

To take out Fit & Travel, you must meet the following requirements:

• You are a full member of DAK-Gesundheit, i.e. not covered by family insurance.
• You will remain a DAK member for the next three years.
• You have not yet taken out an optional tariff.

Do you have any questions or would you like a personal consultation? Please contact our customer service at 040 325 325 536 – available Mon - Thu from 8 a.m. to 4 p.m., Fri from 8 a.m. to 1 p.m., at local rates.

These additional services* include

60 euros health allowance per year

Do you take care of your health and are you active in sports? Then you can secure 60 euros per year - from the third year onwards 120 euros for two years for

• membership fees at a sports club or fitness club
• yoga and Pilates classes
• fitness trackers and resistance bands
• professional dental cleaning

In the first and second year, the subsidy is limited to a maximum of 60 euros per year.

Up to 100 euros per year for travel vaccinations

Are you a globetrotter who travels to exotic countries? Then you'll receive 100 euros per year from us for the necessary travel vaccinations, so you're well prepared for your adventures.

Worldwide cover

You can also benefit from extra-long international travel health insurance for trips lasting up to 3 months - even several times a year. The following benefits are covered:

• outpatient and inpatient treatment at private medical level
• direct transport to and from the nearest hospital or doctor
• medically necessary return transport to Germany
• pain-relieving dental treatment, fillings, and repairs to dentures

Additional benefits for hospitalisation

Are you hospitalised after an accident? We provide the following benefits to help you recover quickly:

• single or twin room
• treatment by the head physician or by a specialist
• daily hospital allowance of 30 euros if you choose not to stay in a single or twin room
• daily hospital allowance of 20 euros if you forego inpatient treatment by a head physician or specialist
• reimbursement of the statutory co-payment, i.e. ten euros per day for a maximum of 28 days per year

Do you have any questions, or would you like personal advice? Call the HanseMerkur hotline: Mon -Fri from 8 a.m. to 8 p.m. at 040 4119-2888

* Fit&Travel is a joint offer with our co-operation partner HanseMerkur. It therefore includes benefits from HanseMerkur's supplementary insurance.

How can I register?

You can take out DAK Fit & Travel online:

How do I submit invoices?